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Bear Put Spread

A bear put spread is a bearish options strategy that involves buying a put at a higher strike price and selling a put at a lower strike price with the same expiration, creating a net debit position that profits when the underlying stock declines moderately.

The bear put spread is the directional counterpart to the bull call spread, designed for traders who anticipate a moderate decline in a stock or index rather than a steep crash. By purchasing a put with a higher strike and simultaneously selling a put with a lower strike — both sharing the same expiration date — the trader pays a net debit and defines both the maximum gain and maximum loss at entry.

As an example, if Tesla (TSLA) is trading at $250 and a trader expects a pullback to around $230, they might buy a $250 put for $7.00 and sell a $230 put for $2.00, resulting in a net debit of $5.00. The maximum profit is $15.00 (the $20 spread width minus the $5.00 debit) if TSLA closes at or below $230 at expiration. The maximum loss is $5.00 if TSLA closes at or above $250. The breakeven price is $245.

The bear put spread is most effective when IV is relatively low at entry because it is a net long vega position. If volatility expands after entry, the spread generally appreciates. However, in high-IV environments — such as during a market correction when put premiums are inflated — the cost of the purchased put is elevated, reducing the overall cost-efficiency of the structure.

Bear put spreads differ from buying puts outright in that they reduce the premium outlay significantly. The sold lower-strike put offsets a portion of the cost, lowering the breakeven and improving the probability of at least partial profitability. The trade-off, as with all spreads, is that the maximum profit is capped at the lower strike regardless of how far the underlying falls.

In U.S. listed equity options, put options are American-style, meaning the buyer of the sold put could theoretically exercise early if the stock falls sharply or the option goes deep in-the-money. This early assignment risk is a practical consideration for bear put spread holders: if the short put is exercised, the trader is assigned 100 shares of stock long per contract and must manage that position accordingly — typically by exercising the long put or selling the assigned shares.

Educational only. This glossary entry is for informational purposes and does not constitute investment, tax, or legal guidance. Please consult a registered investment professional before making any investment decision.